Invoice Financing
Invoice Financing is a strategic financial solution that enables businesses to unlock cash tied up in unpaid invoices. This service is particularly beneficial for companies facing cash flow challenges due to delayed customer payments. By leveraging this financial efficacy, businesses can maintain operational continuity, invest in growth, and meet short-term obligations without waiting for invoice settlements.
Key Benefits Include:
The financing provider purchases the invoices and assumes responsibility for collections.
Businesses receive a percentage of the invoice value upfront
Suitable for companies that prefer outsourcing credit control
Businesses retain control over collections while using invoices as collateral.
Funds are advanced based on the invoice value
Ideal for firms with established credit management systems
Businesses choose specific invoices to finance
Offers flexibility and control over funding decisions
Useful for managing seasonal cash flow fluctuations
One-off arrangement for financing a single invoice
No long-term contracts or commitments
Appropriate for businesses with occasional funding needs.Each type of these offers distinct advantages depending on the company’s size, industry, and financial strategy. Selecting the right model ensures optimal cash flow support and operational efficiency.
Adherence to the Financial Conduct Authority guidelines
Compliance with the Late Payment of Commercial Debts Regulations
Observance of data protection laws under the UK General Data Protection Regulation
Contractual clarity regarding fees, terms, and dispute resolution
Anti-money laundering protocols and identity verification procedures 
Invoice Financing operates within a robust regulatory environment designed to protect both businesses and finance providers. The framework ensures transparency, accountability, and legal compliance throughout the transaction process.
Pay Now
Invoice Financing allows businesses to receive early payment on outstanding invoices. A finance provider advances a portion of the invoice value, and the remaining balance is settled once the customer pays.
Any business that issues invoices to customers and experiences delays in payment can benefit. This includes manufacturers, service providers, wholesalers, and contractors.
Yes, startups with a reliable invoicing process and creditworthy customers can use this to support growth and manage cash flow.
Costs vary depending on the provider and type of financing. Common charges include service fees, interest on advanced funds, and administrative costs.
In the case of invoice factoring, the provider may contact customers directly. With invoice discounting, the business retains control, minimising any impact on customer relationships.
